Start with what you have.
Enter money available now, then add your paydays and unpaid bills.
MADE FOR THE DAYS BETWEEN PAYCHECKSA little room.
A little room.
A clearer plan.
Your bank balance has bills to cover. Know what is left for everyday life before your next paycheck arrives.
Manual or connected accounts No budget spreadsheet One simple routine
YOUR MONEY. A CLEARER PICTURE.
● ● ●Payday Room / overview↗
AN ILLUSTRATIVE PLAN
Hello, Alex. Here’s your room.
Estimated extra room until payday$1,003.72After bills, essentials, and money kept aside.
Available money$1,771.72
Next paycheckIn 9 days
Coming up soon Unpaid bills
↗ElectricityIn 2 days$95.00
↗Phone planIn 5 days$55.00
☀ A plan you can actually come back to.
PAYCHECKS·RECURRING BILLS·EVERYDAY SPENDING·SAVINGS GOALS
LESS GUESSING. MORE CLARITY.
Your next payday
shouldn’t be a surprise.
A monthly budget can hide a hard week. Build a plan around the dates your money actually comes and goes.
Give essentials their place.
Make room for food, transport, a cushion, and the savings you want to protect.
See the days ahead.
Check your forecast, record what you spend, and update the plan as life happens.
A SMALL APP THAT DOES THE WHOLE JOB
Everything has a place.
One workspace for the money questions you come back to every week.
A clear paycheck plan
See the estimated money left after unpaid bills, daily needs, your cushion, and savings reserves.
A calendar for your money
Weekly, biweekly, and monthly schedules. See your projected balance up to 90 days ahead.
Bills you can keep track of
Mark an occurrence paid and record the payment once. Keep the next bill on the calendar.
Spending that stays visible
Record expenses and received income. Review monthly totals by category.
Your own saved workspace
Sign in with ChatGPT. Your plan is saved to your account and encrypted before storage.
Your numbers, when you need them
Export a backup, restore it later, download a CSV, or print your current plan.
SIMPLE SOFTWARE. A SIMPLE PRICE.
Make room for
the days ahead.
Payday Room brings accounts, transactions, budgets, bills, goals, and personal financial guidance into one workspace for one person or household. Start with the demo and see whether the routine fits your life.
A ChatGPT account is required to save a purchased workspace. You do not need to connect a bank.
$19per month
$19 billed monthly. Both options include all personal finance features.
- Manual accounts and supported bank connections
- Transactions, splits, transfers, and monthly budgets
- Bills, subscriptions, and forecasts up to 90 days
- Payday loan records, goals, and net worth
- Reports, backup, export, and the 7-day reset guide
- OpenAI-powered Ask My Money, with usage limits
Existing one-time purchases keep their purchased access.
A FEW THINGS TO KNOW
Simple questions. Clear answers.
Does this connect to my bank?+
Manual accounts work without a bank connection. Plaid linking supports eligible institutions after production setup is complete. Bank updates can be delayed; the app shows synchronization status and lets you reconnect.
Can it tell me exactly what I can afford?+
It provides estimates from the numbers you enter. It cannot predict unknown expenses, guarantee a bill will be paid, or fix a shortage of income.
How do I access my purchase?+
Buy through Gumroad, sign in here with ChatGPT, then enter the license key from your receipt. One license is linked to one account; you can use that account on different devices.
What happens if I am short before payday?+
The app shows a gap and provides a practical reset guide. Review essentials and contact bill providers about options before a missed payment. Any arrangement must be agreed with the provider.
What happens to my existing purchase?+
Existing one-time customers retain their purchased access. New subscription plans are $19 monthly or $190 yearly. Canceling a subscription ends access after its paid period. The app does not change your Gumroad billing when you change a display preference.
ONE PAYCHECK. A CLEARER PLAN.